Racing is a car hazard because you are driving your car at its maximum limit. Also the fact that get damage because of some obstacles. It might not crash immediately, but it will take damage and when it can't take no more then it will crash.
This game is about being tough as you need to drive your car very fast. Grab those money bags on the road, but keep on the lookout for those obstacles coming your way. The obstacles can come in many form such as animals, fence, helicopter, cars and many more. The idea here is to get to the finish line without sustaining much damage.